Bank of England: Bounce Bank Loans can be excluded from UK Leverage Ratio

HM Treasury recently launched the Covid-19 Bounce Back Loan scheme (BBLS).

This statement sets out the PRA’s observations on the risk weighted treatment of exposures under the scheme, particularly eligibility for recognition as unfunded credit risk mitigation (CRM) under the Capital Requirements Regulation (CRR)

It also sets out a change to the UK leverage ratio framework. The PRA is offering a modification by consent for banks subject to the UK Leverage Ratio Part of the PRA Rulebook to exclude loans under this scheme from the leverage ratio total exposure measure, if they choose to do so.

The regulatory release is available at https://www.bankofengland.co.uk/-/media/boe/files/prudential-regulation/publication/2020/statement-on-bbls-and-leverage-ratio-treatment.pdf

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