We’re leaning towards bank-issued stablecoins as a better solution than central bank digital currencies

The debate over central bank digital currencies (CBDC) is quietly raging, including the European Central Bank (ECB) saying that it will have something ready by 2024 and the US Treasury working on a Presidential Order to produce a working paper later this year. Meanwhile, we’re seeing more credible arguments against CBDCs, at least retail versions, and reasons to think that bank-issued stablecoins make good sense.
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